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Recent Blog Posts by Pat Maher

Blue Cow

I am placing my license in Blue Cow, which is the companies referral department for agents. I will have my license active but will be referring my clients and friends to an other agent for the time being. I have taken a position with the City of Albuquerque and until I know the hours and how my schedule will be working, I want to have a way to have my business watched and cared for by someone I trust.
Posted by Pat Maher @ 12:00 AM on 12/11/2011
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Check scams coming in state

If you receive an unsolicited check, you would be advised to not deposit the check and to hold onto it. Or better yet forward it to the State's office of the Attorney General. The way the scam works is a bogus check is sent and there is a request to send some amount back to the sender. You could be liable for the full amount of the check so best beware.
Posted by Pat Maher @ 12:00 AM on 11/09/2011
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Used car market and unintended consequences

Cash for clunkers may be over as a program but the effects will be with us for quite a while. Having been looking for a car for my daughter recently, I found that reasonably priced used cars are very rare and that $6000 seems to be the starting price. While chasing around looking for a used vehicle, I also noticed how many small lots are now vacant. These small business people closed their doors ...
Posted by Pat Maher @ 12:00 AM on 10/10/2011
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Time share scam

New Mexico's Attorney General's office has issued an allert about a scam involving time shares. Owners of time shares are contacted about selling their interest. The company is called Market Value Properties. They arrange a "sale" and set up the transfer with Diamond International Escrow. Both companies are fraudulent. They ask for a series of fees and once the seller has paid the fees all contact ...
Posted by Pat Maher @ 12:00 AM on 09/01/2011
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Intel Vice President sites needs

Business needs a highly educated workforce, infrastructure and a business friendly environment to compete . Cities and States also need these to attract good paying jobs with industries that will have staying power. Intel has been in New Mexico 31 years and is expanding it's investment here in New Mexico.
Posted by Pat Maher @ 12:00 AM on 08/04/2011
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Lagos Nigeria

People are still being taken in by the Craigs list/ Lagos Nigeria rental scam. Talk to your friends and family and remind them to never send a money order to NIGERIA.  
Posted by Pat Maher @ 12:00 AM on 07/09/2011
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Selling decisions

  I am wondering what people who want the market to bring the value of their homes up again will net if the exemption of $250,000 gain per person is taken away ? A house that would now net the seller's $500,000 could be untaxed if they have lived in the house for at least 2 of the previous 5 years. That same house increases to $525,000 but if the tax exemption were to be removed ...
Posted by Pat Maher @ 12:00 AM on 05/28/2011
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May is Lupus awareness month

May is Lupus awareness month. This auto immune disease manifests in many different ways. More women are affected than men. Someone you know has Lupus.
Posted by Pat Maher @ 12:00 AM on 05/10/2011
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Learning or unlearning.

After being told not to put any weight on my left leg for nearly 3 months , I am told to start applying 25% of my weight on that leg. The hard part is trying to put weight on the leg at all. I wonder if home buyers are experiencing the same automatic negative reaction to buying a home. Being told for a much longer time that things are bad and don't make a move. As much as I looked forward to being ...
Posted by Pat Maher @ 12:00 AM on 04/25/2011
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Barriers

Being for the last 6 weeks barely mobile has let me look at things from a different perspective. When I am in my wheelchair I feel invisible to the people standing and moving around me. I am apologizing to people who are bumping into me because they did not see me there. Doors are heavy when you have no leverage or are trying to balance on one leg. I am reminded of Mr. Anderson , one of the founders ...
Posted by Pat Maher @ 12:00 AM on 03/17/2011
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Learn a lesson

During our recent record cold snap. I took a tumble on some black ice and broke my ankle.I lost my footing and slid into a planter.  There are lessons that I have learned already .  In the hospital there are people who are there to help and do all they can to make you comfortable. There are some who are there to complain without knowing how well they are being cared for ,And how knowing ...
Posted by Pat Maher @ 12:00 AM on 02/22/2011
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Interest rates starting to move

Interest rates are making upward moves and then falling back to lower rates but not necessarily as low as they had been. The prudent buyer who wants to take advantage of these historically low rates should begin to make a move to purchase that new home and lock in these rates.
Posted by Pat Maher @ 12:00 AM on 01/25/2011
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Beware

I a have recently seen a number of messages from people I know that have a URL link. Some one some where has hacked or cloned their identity and they want you to hit the URL connection. Its in blue ,it can take you places you would rather not go. Virus, spyware, etc. I have seen it in emails, and recently in social network chat. Never hit a link that you have not examined carefully or entered yourself. Scroll ...
Posted by Pat Maher @ 4:16 PM on 08/29/2010
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State Fair and the Asbury Pie Cafe

The Asbury Pie Cafe is celebrating it's 50Th Anniversary. The proceeds go to feed the hungry . Stop by and wish them well and support their volunteer efforts.
Posted by Pat Maher @ 2:34 PM on 08/17/2010
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First time buyer tax credit extension

Congress has passed a bill allowing first time buyers additional time to close. The contracts had to be acepted prior to midnight April 30th,2010. But the closing and funding of those purchases have been extended.
Posted by Pat Maher @ 3:34 PM on 07/01/2010
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Loans are available for developed lots again

There is money available from different sources for lots that are "developed"  meaning  there are curbs and gutters, utilities in place. These sources require a substantial down payment but there is money available.
Posted by Pat Maher @ 12:10 PM on 06/22/2010
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Time to buy still.

We are at an historic moment for home buying. Inventory is high and so prices are low . At the same time interest rates are still extremely low. There is no way to know which of these will change first but past history teaches us that one or more of these factors is due to change.
Posted by Pat Maher @ 11:41 PM on 05/08/2010
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Home buyer tax credit

We are coming up on a first time home buyer tax credit, time crunch. There are 20 days from today to get a home under contract that must close and fund by June 30, 2010. The first time home buyer , has not owned a home for the past three years, or has never owned a home and is eligible for a tax credit of up to 8%. Home owners who have lived 5 of the last 8 years in their primary residence ...
Posted by Pat Maher @ 3:01 PM on 04/10/2010
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Changes coming

First time buyers will be seeing new costs on future FHA loans and would be wise not to delay their house hunt.
Posted by Pat Maher @ 11:44 AM on 02/23/2010
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Time to buy

Tax incentives make buying now a good idea for the first time buyer who is thinking of making a purchase with in the next 2 years. Interest rates are at a low point that has not been seen in over 40 years. There are homes on the market at prices below their replacement cost and that are in "move in" condition. Neighborhoods and price ranges are different all over Albuquerque. Certain features are ...
Posted by Pat Maher @ 12:42 AM on 01/22/2010
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10 questions to expect from Census workers

Use this link to get the brochure from The attorney generals office in Santa Fe/   www.http://nmag.gov/pdf/ecu%20trifold.pdf    
Posted by Pat Maher @ 5:43 PM on 01/06/2010
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$8000 tax extension

The first time buyer credit has been extended . The contract must be entered into by April 30th 2010 with the closing being by the end of June 2010. There also is a $6500 credit for move up buyers who have been in their homes 5 of the last 8 years.
Posted by Pat Maher @ 11:06 AM on 11/09/2009
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Adrian Rogers on prosperity well worth a short read.

Adrian Rogers wisdom http://randallmelchert.com/2009/07/11/adrian-rogers-on-prosperity/
Posted by Pat Maher @ 11:02 AM on 11/09/2009
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Tax credit time crunch

For the first time buyer time is getting shorter than they realize. As of this time the tax credit expires and homes must be "funded" by November 30th. In New Mexico there is a closing and hopefully the funding is the following day. The bank gets the documents from the closing and has a chance to re examine them. If everything has gone well they release the funds and we have "funding". There is a ...
Posted by Pat Maher @ 5:45 PM on 08/14/2009
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Now is the time to complete Unser

It is time for the city of Albuquerque to honor its committments and complete Unser. For information and to sign a petition go to http:www.unserbuild.com
Posted by Pat Maher @ 11:08 AM on 08/08/2009
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