Recent Blog Posts by Mike Cozby

Hot

Hot!

Hotter!

Hotter!

Rio Grande is running black!

Ash from the Los Conchas fire has forced the water utility in ABQ to shut down the supply to town from the Rio Grande ! Elephant Butte will be affected!

6604 Esther NE has a POOL !

Check out 6604 Esther NE it has a sparkling in ground pool!

Fire

Fire BaDDDDDDDDDDDDD!

Wind

Argggggggggg

Tax day

Tax day is over!

On a clear day you can sell forever!

On a clear day, you can sell forever Last week's existing home sales data corroborated that view: Supply increased, prices fell, and about 40% of transactions were from distressed sales. Having said that, and noting that there has already been a tremendous decline in prices, in many cases the real estate market still has not "cleared" -- i.e., prices have not fallen enough to bring out buyers at the ...

Prayers go out to Japan !

Our Prayers go out to Japan .

Gas Prices

Gas prices are too high!

Spring

Spring is coming! Market is showing signs of improving ! MLS reports sales and clsoings are on the rise!

Pending sales way up !

MLS reports  shows pending sales are way up !

Market Improving!

We are up over 32 sales compared to last year at this time at the Academy East Office!

Happy New Year!

We hope for a Great New Year!

QuarQuar

qUAR

Low Interest rates to continue through the New Year!

5 year-end mortgage trends to watch now Low interest rates and long processing times likely will continue through the new year. Other trends, such as zero-cost mortgages, also could grow. By Holden Lewis of Bankrate.com more from Bankrate.com Simple steps to save at least $100 a month 5 tax moves to make now 12 hot holiday toys under $25 Mortgage rates will remain low, getting a home loan will continue ...

The New Rules !

The new rules The world of home appraisals changed on May 1, 2009, when Fannie Mae and Freddie Mac adopted the Home Valuation Code of Conduct. These new rules prohibited lenders from hand-picking appraisers. To comply with those rules, many lenders have started using appraisal management companies that afford them an arm's length relationship with the appraiser. The appraisal management companies hand ...

Happy Thanksgiving!

Gobble Gobble !

Test

Test

4 Things to try before foreclosure ......

 4 Things To Try Before Foreclosure.  Usually one has somewhat of an advance notice that they're going to miss a mortgage payment, so before that happens and the bank comes to take your house away, Kiplinger's advises calling up your lender and discussing one of these four options: Refinance: Replace your mortgage with one with more favorable terms. A lower interest rate, extending the term, ...

The Tram ?

The tram is now the 2nd longest in the world ?

Foreclosures Halted !

Homeowners may gain ground in foreclosures Banks call problems technical but could be willing to make deals Video Foreclosure freeze out .Advertisement | ad info . Nick Ut / AP Thousands of people wait in line at the Los Angeles Convention Center for free mortgage help last month. Potential flaws in foreclosure documents are threatening to throw the real estate industry into a new crisis.By Dan Levine ...

ABQ in Top Ten List

Albuquerque in Top 10 List as Market Most Likely to Appreciate. Forbes magazine and the real estate research firm Local Market Monitor offers a list of which markets have the greatest likelihood of price appreciation because they offer a mix of jobs weighted toward growth industries. Here are the top markets that the research company found. 1. Raleigh-Cary, N.C. 2. McAllen-Edinburg-Mission, Texas 3. ...

GMA"S Top Pick List of The Day !

"Good Morning America" today shared the top 3 cities to find a bargain on a house from the experts at Tulia.com. The GMA List of the Day (ABC News)1. Minneapolis, Minn. -- 43 percent of listings have a price reduction, with an average reduction of 10 percent. 2. Phoenix, Ariz. -- 39 percent of listings have a price reduction, with an average reduction of 14 percent. 3. Albuquerque, N.M. -- 35 percent ...

Stated Loans?

Does any one do stated loans any more????